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Holiday Travel Insurance |
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A holiday is important time to recharge yourself. It is what you work for and owe yourself. An injury or illness on a trip like this can be unpleasant and expensive.
How do you prepare for that?
Tata-AIG's Travel Guard is a "Global Travel Protection" policy that any resident Indian between the ages of 6 months and 70 years can buy (for travel abroad on business or leisure). You need no medical certification, whatever your age, though you do need a declaration of recent medical history. Any pre-existing ailments or medical conditions are not covered under this policy.
Travel Guard has three plans - Silver , Gold and Platinum. These are single trip plans for overseas stay of no more than 90 days. Which one you choose depends on how much cover you want.
- Travel Guard Silver is a standard travel insurance plan with accident and medical reimbursement coverage of up to US $50,000. Additionally, it also covers accidental death and dismemberment up to $10,000.
- Travel Guard Gold offers basic coverage of US $200,000 plus additional covers for Personal Liability of US $100,000 and loss of baggage (checked) up to $1,000. Additionally, it also covers accidental death and dismemberment up to $15,000.
- Travel Guard Platinum offers basic coverage of US $500,000 plus additional covers for Personal Liability of US $200,000, loss of baggage (checked) up to $1,000 and an additional $100 if your baggage is delayed by more than 12 hours. Besides, it also covers accidental death and dismemberment up to $25,000 and a further coverage up to $5,000 if this happens while traveling by a common carrier.
Anyone aged 6 months to 70 years can take a Travel Guard policy.
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Insurance is subject matter of solicitation. |
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